Property Point

What is Occupancy Certificate (OC)?

By Property Point Advisory·Updated September 2026

In short

An Occupancy Certificate certifies that a completed building meets the approved plan and is legally fit to occupy. Never take possession of a ready home without the OC — its absence blocks loans, water/electricity regularisation and resale.

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Questions buyers ask

What does Occupancy Certificate (OC) mean?

An Occupancy Certificate certifies that a completed building meets the approved plan and is legally fit to occupy. Never take possession of a ready home without the OC — its absence blocks loans, water/electricity regularisation and resale.

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Written and reviewed by Property Point Advisory. Read our editorial standards and how we source our data.