Run the numbers.
Seven tools, instant clarity — EMI and affordability, stamp duty by state, rental yield, rent vs buy, capital gains tax and long-term investment returns.
Your monthly EMI
₹1,38,852
Indicative only. Actual EMI depends on the lender, your profile and prevailing rates.
Property calculators — FAQs
How much stamp duty and registration do I pay in Bangalore?
In Karnataka, stamp duty is 5% for properties above ₹45 lakh (3% for ₹21–45 lakh, 2% up to ₹20 lakh), plus a 10% cess and 2% surcharge on the duty in urban areas, and 1% registration — an effective ~6.6% of the property value. Use the Stamp Duty calculator for your exact figure.
What is a good rental yield in Bangalore, Gurgaon or Chennai?
Gross rental yields in these cities typically range from 2.5% to 4.5%. Yields are usually higher in IT-corridor rental hubs (ORR, Electronic City, OMR, Cyber City belt) and lower in ultra-premium areas where capital appreciation drives most of the return.
How much home loan can I afford on my salary?
Lenders generally cap all your EMIs at about 40–50% of net monthly income (FOIR) and assume a ~20% down payment. Our Affordability calculator works backward from your income and savings to a realistic maximum property price.
What is the capital gains tax on selling property in India?
For sales on or after 23 July 2024, long-term gains (property held over 24 months) are taxed at a flat 12.5% without indexation. Gains on property held 24 months or less are short-term and taxed at your income-slab rate. Reinvestment under Sections 54/54EC can reduce the liability.