NRI Guide to Buying Property in Gurgaon
By Property Point Advisory·Updated September 2026
In short
NRIs can freely buy residential (and commercial) property in Gurgaon under FEMA — no RBI approval needed, only agricultural land, farmhouses and plantations are barred. Fund it through NRE/NRO/FCNR accounts, appoint a trusted Power of Attorney for registration, and plan for TDS and repatriation limits up-front.
The rules
- Residential/commercial property is allowed; agricultural land, farmhouses and plantations are not
- Pay via NRE/NRO/FCNR banking channels — no cash
- A registered Power of Attorney lets a relative complete registration in your absence
Tax & repatriation
- TDS on purchase from a resident seller; higher TDS when buying from another NRI
- Sale-proceeds repatriation is capped at USD 1 million per financial year from NRO
- Home-loan tax benefits (80C, 24b) apply to NRIs filing Indian returns
Gurgaon specifics
Confirm the project is on a DTCP-licensed colony and check the OC before possession. A dedicated NRI desk can run conveyance deed + occupation certificate (oc) from the dtcp-licensed colony and registration on your behalf.
Good to know
Questions buyers ask
Can NRIs buy property in Gurgaon?
Yes — residential and commercial property, freely under FEMA. Only agricultural land, farmhouses and plantations are restricted.
How can an NRI repatriate sale proceeds?
Up to USD 1 million per financial year from an NRO account, subject to taxes paid and Form 15CA/CB.
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