Home-Buying Checklist for Gurgaon (2026)
By Property Point Advisory·Updated September 2026
In short
Before booking a home in Gurgaon, verify RERA registration on H-RERA Gurugram, the title chain, Conveyance deed + occupation certificate (OC) from the DTCP-licensed colony, approved plan/OC, and HUDA/GMDA water vs builder-supplied — confirm the source and sewage treatment. Get every promise into the agreement, and keep 8–12% of the price aside for statutory and closing costs.
Legal & title
- RERA registration — search the project on H-RERA Gurugram (https://haryanarera.gov.in)
- Clear, marketable title and the mother deed / chain of ownership
- Conveyance deed + occupation certificate (OC) from the DTCP-licensed colony
- Encumbrance Certificate (no dues/litigation) and approved building plan / FAR sanction
- Occupancy Certificate (OC) for ready homes; completion timelines in the RERA filing for under-construction
Money & loan
- Home-loan sanction and the bank's own legal/technical clearance (a second opinion on title)
- All-in cost: price + GST + stamp duty + registration + parking + corpus
- Payment plan (construction-linked vs down-payment) and the penalty clause for delays
Gurgaon red flags buyers actually hit
- Un-licensed colonies and missing OC — confirm DTCP licence
- Pre-launch bookings on un-approved land (litigation risk, indefinite delays)
- HUDA/GMDA water vs builder-supplied — confirm the source and sewage treatment
- Verbal amenity promises not written into the sale agreement
Good to know
Questions buyers ask
What is the single most important check when buying in Gurgaon?
RERA registration plus a clean title and Conveyance deed + occupation certificate (OC) from the DTCP-licensed colony. Skip these and both your loan and future resale are at risk.
Should I buy pre-launch to save money?
Only from a tier-1 builder on fully approved land. Community threads are full of pre-launch bookings stuck for years due to litigation — the discount rarely justifies the risk.
Ready-to-move or under-construction?
Ready-to-move removes construction and delay risk and attracts no GST, but costs more. Under-construction is cheaper with more choice, but demands strict RERA and builder due diligence.
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