Property Point

What is A-Khata vs B-Khata?

By Property Point Advisory·Updated September 2026

In short

A-Khata certifies a property as fully legal and eligible for loans, building plans and easy resale. B-Khata records a property with regulatory deviations (tax paid, but not fully authorised) — most banks won't fund it and buyers pay less. Prefer A-Khata; converting B to A is possible but slow.

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What does A-Khata vs B-Khata mean?

A-Khata certifies a property as fully legal and eligible for loans, building plans and easy resale. B-Khata records a property with regulatory deviations (tax paid, but not fully authorised) — most banks won't fund it and buyers pay less. Prefer A-Khata; converting B to A is possible but slow.

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Written and reviewed by Property Point Advisory. Read our editorial standards and how we source our data.